Retirement can be a significant turning point, bringing a drastic lifestyle change that can be challenging for many. The cessation of work often disrupts the daily routine, removing the familiar sense of purpose and potentially leading to feelings of isolation and boredom. However, this phase of life also opens opportunities for growth and exploration. One [...]
There’s been a lot of news about inflation lately. As of July, the inflation rate was around 3.2%.[1] This means that the cost of goods and services, including but not limited to items such as groceries, housing, and gas, has gone up by 3.2% since this time last year.[2] You might think 3.2% is a [...]
A crisp breeze bites the warm summer. Each remaining warm day is an invitation to bask in the season's waning glow, a chance to relish the lingering warmth before autumn carries it away. Some may claim summer is defined by grand adventures and exotic vacations. But, truly, isn't summer found in the simplest of moments? [...]
The unfortunate reality is that many Americans are now headed into retirement with some amount of debt.[1] In 2016, almost 61% of Americans were moving into the retirement stage of their life with unpaid debt.[1] And while you may think that your expenses will decrease once you retire, that isn’t always the case.[1] Sometimes, your [...]
As a coffee aficionado, there's a special kind of satisfaction that comes from crafting your own perfect cup of coffee. Whether it's French press, pour-over, or Chemex, each method brings out unique flavors and nuances from your coffee beans. Here's a step-by-step guide to help you become your own barista. French Press The French press, [...]
Everyone wants to give back in one way or another. After you’ve spent your whole life working, you may find that in retirement, you want to give some money to charity. But if you are living off of income streams from sources like your retirement accounts and Social Security, you may be worried about finding [...]
As we age, maintaining cognitive health becomes increasingly important. Playing board games like Scrabble, chess, Monopoly, dominos, and poker can have significant benefits for seniors, helping them stay mentally active and engaged while also providing opportunities for social interaction.[1] Game #1 - Scrabble Scrabble is an excellent game for enhancing linguistic skills and cognitive flexibility. [...]
Deciding when you claim Social Security is a key part of the puzzle for your retirement plan. You can withdraw as soon as you turn 62, but you can also delay your claim until you are 70 years old. There are pros and cons to each, so how do you know which age is right [...]
The history of financial tools is a fascinating topic that takes us back to the earliest civilizations. It reveals a remarkable continuity in financial technology across cultures and epochs, highlighting the importance of these systems in societal development and economic growth. The earliest records of financial tools can be traced back to ancient Mesopotamia, where [...]
Let’s say you’ve just changed jobs. What are you going to do with your 401(k)? You may be able to convert your 401(k) to a Roth IRA, but is that a good option for you? In this article, we’ll talk about what happens when you make this conversion and give you some examples of different [...]
Sarasota Office:
3322 Bee Ridge Road,
Sarasota, FL, 34239
Phone: (941) 925-2121
St. Petersburg Office:
360 Central Ave,
Suite #1210
St. Petersburg, FL 33701
Phone: (727) 371-1113
HOME | ABOUT US | OUR SERVICES | SARASOTA EVENTS | ST PETERSBURG EVENTS | OUR BLOG | RETIREMENT GUIDES | CONTACT
Advisory Services offered through HD Money. No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Nothing on this website constitutes investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.
