Our Services
A Team You Can Trust
TRUST THE PROCESS
Our Core Services
At HD Money, we create a personalized financial plan to make your financial goals a reality. We work with clients in different stages of life, so no matter where you are right now or where you’re trying to go, we’re here for you.
Click on a point to learn more about each service.
Wealth Management
Given today’s financial climate, preserving the wealth you have saved, earned, and worked hard to build is no easy feat. While inflation, new tax regulations, and market conditions can pose a risk to your wealth, it’s also important to consider how your budget and expenditures are factoring in. HD Money offers investment expertise that is designed to help all facets of your unique retirement plan work in tandem with each other. Whether it’s managing the equities in your IRA portfolio, or offering financial guidance uniquely tailored to your plan, we are here to help.
Our team will work with you to construct a plan that gives you confidence to achieve short, and long-term success. While we all understand there are no absolute guarantees in life, planning for security is at the foundation of a good retirement plan.
Investment Planning
Investment management is one of the most crucial parts of maximizing your retirement savings to meet your financial goals. Whether it’s retirement, financial independence, or to grow a source of funds for vacations or college, a properly crafted investment strategy should focus on what you want your money to provide.
No matter what your goals are, the HD Money team is here to guide your assets to their full potential. With expertise, knowledge, and experience, we manage your investments so that you don’t have to. Finally, our advisory team will also educate you as to the potential risks and rewards of your plan, so you can be disciplined through both good markets and bad.
Estate & Legacy Planning
Estate and legacy planning can be riddled with emotions and complexities, which is why our team is here to help make this process as seamless as can be. Having an air-tight plan can be the greatest gift you leave to your loved ones. Developing a clear trust and estate plan can make all the difference in defining your legacy.
At HD Money, we deploy our financial professionals to help start the trusts, estate, and legacy planning conversation and work with you and your family to integrate all the moving parts to a legacy and estate plan with your retirement plan.
Tax Mitigation
A sound retirement plan will include a strategy for decreasing tax liabilities. Taxes are one of the single largest expenses we have, yet people spend little time considering the effect taxes have their finances. The main goal of tax planning is to generate tax diversification. When successfully implemented within a financial plan, tax planning strategies can help offset the impact of taxes on investment returns and other income.
At HD Money, we will carefully evaluate the short and long term effect of taxes on your financial plan, and work with you and your tax professional to help you devise a strategy to maximize your net after-tax dollars.
Long-Term Care
One of the largest costs in retirement is healthcare, and Long-Term Care is a crucial piece of maintaining your quality of life in your later years. As healthcare costs continue to rise, it can be difficult to pay for your needs as you age without support. At HD Money, we can work with you to implement the right strategies and tools to help you diffuse and reduce the costs of healthcare and long-term care in a way that fits your and your family’s needs.
Core Values
Testimonials
Rich P.